Introduction At present, LifeLock is considered one of the largest and most popular identity theft protection companies. LifeLock was started in 2005 and it sends notifications to the customer about any activities related to the client’s details and can assist in the repatriation of the identity in case the client is a victim of identity theft. However, since there are now several other identity theft companies that are similar to LifeLock with a few differences, you might be interested in knowing if there is a better company that offers better identity theft protection than LifeLock for a cheaper price. This article outlines the main service offering and cost of some of the leading identity theft protection services that are in the market today so that you can evaluate whether there is a better product than LifeLock for your specific requirements and expenditure.
There are some important factors that one should consider while selecting identity theft protection services. Looking at the features of LifeLock against competitors one can look at the following aspects to consider. Services Offered for Monitoring It can range from simple monitoring to more extensive monitoring. For example, does the service scan the three main credit bureaus, legal records, court records, payday loan requests, and many others?
Identity Restoration Support This is particularly so if you find yourself falling prey to identity theft and the only way to go is by having a protection service with full staff who are available round the clock to handle restoration fully.
Reimbursement Policy What occurs if you are still a customer but face losses from identity theft? Other areas of prudent practices include reimbursement policies for other financial losses.
While comparing various providers, one should take into account that the price of a monthly or annual subscription can be significantly different and it is always more effective to pay more at once. Stay away from options that are equipped with higher charges than the quality of services offered.
Conclusion and Comparison of Key Features Offered by LifeLock LifeLock offers Identity Alerts for Credit: Equifax, Experian, TransUnion Credit File Monitoring, Bank Accounts & Credit Cards; Social Security Number & Address Change Alerts. The service provides up to $1,000,000 in loss reimbursement, and an identity restoration team working around the clock. However, state record surveillance is only restricted to sex offender registries. Since it offers identity theft protection and credit monitoring, LifeLock also comes at 9. 99 to 29. 99 per month, which is relatively expensive among the competition.
The Best LifeLock Competitors and their Comparison Despite this, no service can offer complete protection from identity theft, though there are better services to LifeLock that offer adequate protection than rivals and even can surpass this service.
IdentityForce UltraSecure Plus Similar to LifeLock, UltraSecure Plus provides credit monitoring by all three bureaus and alerts consumers of fraudulent bank account and credit card applications. They also have access to public records such as court records, arrest records, and even bankruptcies. Special functions include cryptocurrency account monitoring and notifications of credential exposure on the dark web. It also offers an indemnity of up to 1 million dollars in the event of fraud-related losses with a guarantee of 100 coverage. The prices vary depending on the plan, ranging between 14. 99 monthly for individual plans, which are considerably cheaper compared to LifeLock.
IDShield This platform provides a wide spectrum of monitoring options, including bank accounts, credit cards, full public records, payday loans, and medical ID theft risks besides the usual credit reports and scores. They have highly rated restoration services available 24/7 for the victims In addition to this, the company offers coverage of up to 1 million dollars for the losses of LifeLock matches. Like the LifeLock, IDShield also has tiers to its pricing, and it begins at 8. 95 monthly less than the LifeLock.
PrivacyGuard Total Protection You get such features as high-risk transaction notifications with PrivacyGuard, dark web monitoring, public record checking, and even internet monitoring for any compromised credentials. Reimbursement also increases to 1 million dollars where identity theft cases are valid. A positive aspect compared to LifeLock is that the identity theft protection service is cheaper, with service starting from 9. 99 per month per person for the full coverage that is similar to what LifeLock offers.
Which Companies Top LifeLock? To decide on the identity protection company of your choice, it is crucial to consider the kind of monitoring alerts provided, restoration policies where you are hacked in addition to its value for money concerning the monthly or annual charges demanded. Credit monitoring services that offer, amongst other things, dark web monitoring, payday loan notification, and court record notifications in conjunction with credit reports and scores seem to offer better precursors of potential problems. They also hinder certain dangers that include credit fraud or financial theft in some cases.
When it comes to identifying such factors as features and prices, IdentityForce UltraSecurePlus, IDShield, and PrivacyGuard Total Protection are almost in the same league as LiftLock. They have nearly similar standard credit protection extra monitoring limits and fewer premiums in some cases. For the average person and their family, these providers can likely offer more value and effectiveness than LifeLock to a significant degree presently. Taking into account the savings that can be achieved over several years and the availability of the rather powerful features, the top competitors do appear to offer a slight advantage over LifeLock services at the moment unless one has been actively documenting their credit history with the company for several years. Even then, the decision to switch to better prices might yield quite a rich return even in the long run.
Conclusion no company can guarantee complete security against all cybercrime, but LifeLock does a lot in terms of identity theft monitoring and assistance in case you were scammed. However, it has strong competition with the leading rivals IdentityForce, IDShield, and PrivacyGuard Total Protection which offer similar services at a comparable price and with similar or even better options. Currently, other companies give a better value for absolute coverage against the increasing cases of cyber threats, and unless you have already using LifeLock for many years, the current package may not have the best offer. However, it is wiser to compare the plans meticulously to determine the best one that can suit the budget and requirements of the consumer. Do not presume that LifeLock provides the proper brand of identity protection in today’s world without investigating your choices further in the dynamic world of the internet.
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