It is thus important to note that bad credit can have a lot of effects on many aspects of your life. It can also complicate matters when looking to secure loans, rent a house, or looking to get credit cards. There is however a silver lining and that is there are good companies that exist with the sole purpose of aiding in the enhancement of the credit score.
List of the best 5 credit repair services companies:
1. Credit Saint
Credit Saint is one of the best credit repair firms and is highly recommended by many people. What is even noteworthy about them is that their services are cheap and they have a good support team. They offer three different service packages depending on your needs.
- Credit Polish: $79.99/month
- Credit Remodel: $99.99/month
- Clean Slate: $119.99/month
All plans come with the capacity to dispute adverse items on your reports, halt collections calls, and an assessment of the scores. They also provide a 90-day money-back guarantee, so you can have your money back if the product does not yield the desired results.
2. Sky Blue Credit
In my opinion, Sky Blue Credit offers a tremendous amount of value for the credit repair service. They have a flat fee tariff of $79 per month, which means they do not differentiate with the number of negative items you need them to dispute. Their clients appreciate their simplified service rates and quick customer care services.
They also offer services on a need-to-order basis if you just need them to handle certain items. Extra services such as goodwill intervention letters, debt validation letters or cease and desist letters are available for additional charges if required.
3. The Credit People
The Credit People offers an affordable credit repair service at the price of $19 per month. Services are comparatively lesser, especially when compared to other higher-tier plans, but the value is simply outstanding.
Their flagship service is the first month free where if they are unable to remove at least one item in your two-month trial, then you are entitled to your cash back.
Some of the drawbacks of this company are that it does not possess some of the fancy features that some other companies have but they are legitimate and straightforward in their approach to erasing bad records.
4. Lexington Law
Some of the most reputable credit repair companies include Lexington Law which was established in 1991. Attorneys who work for them have cleared over ten million items that are negative since the year 2004.
They offer three service levels:
- Concord Standard: $89.85/month
- Concord Premier: $109.95/month
- Premier Plus: $129.95/month
Other levels are more advanced and involve sending letters to the objects of credit fraud, monitoring FICO scores, dealing with identity theft, and using personal finance management facilities. As for Lexington Law, it offers the disputing service of the credit reports and the consultation service to all clients free of charge.
5. CreditRepair.com
This company alone has helped more than 1.8 million clients to have negative items removed from credit reports since 2012. They ease the credit repair process because all is done online, which does not require one to leave the comfort of their home.
Some of the extra features include alerts for bills due, the ability to track spending, and even your credit score. Their service packages are:
- Essentials Plan: $69.99/month
- Essentials Plus: $89.99/month
- Ultimate: $119.99/month
However, you can cancel it for free if you are not satisfied with the service, within the first 90 days of using CreditRepair.com regardless of the plan you have selected.
The Bottom Line
It is not easy to build back the credit, but with the right company by your side, then things will seem to work well. Despite the differences in the fees and the services being offered, some of the most reputable credit repair companies include Credit Saint, SkyBlue Credit, The Credit People, Lexington Law, and CreditRepair.com. When you are selecting the most suitable alternative, the one that best fits your financial capacity and needs, there is confidence in identifying a genuine service provider that will help in the process of credit repair.
Call now for expert credit repair services: (888) 803-7889
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