Having a low credit rating has severe consequences on several aspects of your life. On the bright side, there are good credit repair companies you can turn to to fix your credit report. Here, I have outlined the best credit repair service that you can trust through thorough research on top companies.
1. Credit Saint – This is the most recommended credit repair company
I made Credit Saint stand out as the best overall credit repair agency due to elements such as affordable pricing structures, free consultation, 90-day money-back guarantee, and its capacity to remove different types of negative items such as late payments, Bankruptcies, Collections, Medical Bills among others.
Pricing:
Credit Saint offers 3 pricing packages:
- Credit Polish (Monthly fee - $99):
- Credit Remodel – Subscription service (Monthly charge – $119.99)
- Clean Slate (Monthly fee – Monthly fee per scan – $ 195.00)
The cheapest plan provided by Credit Saint that combines all the services offered is the Credit Remodel plan which costs $119.99 monthly.
Highlights:
- Free Consultation
- It also boasts of a 90-day money-back guarantee to encourage customers to purchase the product.
- It is a business that is run by professional credit repair consultants.
- Standard & Poor’s gave it an “A+” rating with the BBB.
2. Sky Blue Credit Repair is a credit repair firm that offers its customers the best customer service
When it comes to customer service, I would like to recommend the winner of this category, Sky Blue Credit Repair. This company is always ready to assist customers through a customer support team, which is available from Monday to Sunday.
I also appreciate the fact that Sky Blue does not have high-priced subscription offers, They also have a very straightforward policy on cancellation and they have helped to delete over $2 billion in wrong credit information on their customers’ reports for loan disputes.
Pricing:
This provider has a relatively simple pricing structure, with Sky Blue charging a flat fee of seventy-nine US dollars per month, excluding setup fees.
Highlights:
- Availability every day of customer service
- Straightforward pricing
- With the debt dispute team, we get the full package from an experienced and competent team.
- Erased the amount of over $2 billion from the inaccurate account information.
3. CreditRepair.com – Best Online Tools
CreditRepair.com provides the most complex online capabilities of any firm on this list. Clients have permission to access the digital dashboard anytime, any day, week, or even month meaning that they can monitor their progress daily.
It also provides real-time statuses and the exact course of action about the 3-step credit repair process that CreditRepair uses.
Pricing:
They charge monthly fees that vary between $59.95 and $119.95 on the service levels that a subscriber wants for their device.
Highlights:
- It is important to note that all of the services listed above are available in the United States of America across the fifty states.
- Real-time progress tracking
- More than 1,900,000 cases of credit inaccuracies reported since 2004
- No-cost credit report review and assessment
4. The Credit People – Best Guarantee
I focused on Credit People because of its customers’ quality guarantee, as displayed on its official website. If you have not received any positive changes within the first 45 days, then you will be able to claim a refund from The Credit People. No more waiting months to see if it is working, with this tool it becomes easy for one to tell.
It also provides fixed low pricing and a feature that allows for an unlimited amount of dispute – something some companies charge extra for the attempts to remove.
Pricing:
As for the costs, the prices are $69 per individual and $119 for a couple.
Highlights:
- 45-day refund guarantee
- Low pricing
- Disputes as to the credit to be given to a certain member every month.
- Customer satisfaction is very high, at a success rate of 97% among consumers.
5. Lexington Law – Overall Ratings
Finally, my list of best credit repair companies is completed by Lexington Law which is also one of the most popular services. They have been in business for over 27 years and have been working with major credit bureaus for more than 20 years – that’s longer than all of the competitors on this list.
For that reason, Lexington Law has helped to delete approximately 10 million negative entries in clients’ credit reports.
Pricing:
Lexington incorporated pricing models by offering different service levels to the customers under Digital or Premium Paralegal assistance. The cost is standardized at $89.85 monthly up to $129.95 monthly.
Highlights:
- 27+ years experience
- More than 10 million negative items prohibited
- It holds the premier rating of A+ Better Business Bureau.
- Different price and service tiers
I believe this list will help you to identify which credit repair company is the most suitable for your case in terms of both the price and the services provided. Please contact me if you have any further questions!
Call now for expert credit repair services: (888) 803-7889
Read More:
How can I raise my credit score 100 points overnight?
Does unpaid debt ever go away?
