Looking for Credit Repair service in Birmingham, AL? We Can Help
If you have had bad credit problems and in search of credit repair services in the Birmingham area, you have found the right company. Our credit repair company is a licensed and bonded company that has been to assist Alabama inhabitants. At our firm, we are dedicated to providing you with a credit improvement solution to enable you get a better credit score to realize your dreams.
The cost associated with having a bad credit rating in Birmingham
It is sad that a bad credit rating has quite an influence in all aspects of life in today’s world. You might find yourself unable to access loans or credit cards that have acceptable interest rates and thus be unable to come up with cash for big purchases, such as a home or a car. Some of the common reports used by landlords before accepting tenancy applications include credit reports as well. Employers, including some of the biggest ones are now even conducting credit checks on their potential employees.
Currently the state of Alabama has an average credit scores of 695. Therefore, if the score is below 650, then the credit score is regarded as poor credit. The good thing is there is hope for credit repair and this can only be achieved by dedicating time in the process. Whether you are looking to establish credit, rebuild your credit or manage credit in Alabama, we can assist you in developing a tailored credit improvement strategy.
How We Assist Clients on the Process of Repairing as Well as Building Credit
Choose our credit specialists – we helped hundreds of clients from Birmingham metro area, Bessemer, Hoover, Homewood etc. We take a holistic approach to improving your credit profile across these key areas:We take a holistic approach to improving your credit profile across these key areas:
- The frequency of errors in credit reports – It is a shock to many people to know that there is an approximate 80% chance that their credit reports contain errors. We will review your credit reports in details from the three credit bureaus to provide an accurate check. It can be very frustrating when mistakes are made and one has to strive to ensure that they are corrected so that they do not further harm the credit score. Some of common mistakes include bad status of accounts, multiple collection of same account, misplaced late payments, etc.
- Goodwill Credit Repair Interventions – It may sound unbelievable but writing to the credit bureaux and the lenders and requesting for a change of your file for the better might actually produce good results. By using our goodwill letters, the late payments have been done away with, credit utilization ratios have been reduced, collection accounts have been expunged and many others.
- Debt & Score Management – Our programs plan on your current state and need it, whether that be paying off balances, transferring balances to lower rate products, or lowering interest rates with the creditor among others. This is because if you make higher repayments while lowering the balance, your credit score rises almost instantaneously.
- There is a unique approach to credit repair, and that is the opening of new excellent trade lines – Rebuilding Credit with Secured Products. We will offer advice on secured credit cards, loans and other products that are perfect for the credit repair. When the credit report shows that you have made the payment on time, you will be reporting more favourable information to counter earlier unfavourable reports.
Professionals Offer Credit Repair Assistance: Where Can It Help?
Today, there is a wealth of information and credit repair tips and tricks available on the internet for those who want to do it themselves. However, majority of the people in Birmingham feel that better results can be achieved by consulting the experienced staff at our agency. Consider that:
- We have more than 15 years credit and financial services experience exclusively working for the consumers like you in Alabama. Lenders and credit experts on our team have previously worked as bank loan officers, credit analysts, consumer attorneys and more.
- The best credit optimization soft ware which is owned by us enables us to study every facet of your credit situation and design the right corrective measures that are further refined over a period of time.
- The best approach of handling negative items that are incorrect is by engaging in an effective dispute accompanied by valid procedures to have such information expunged from the credit reports.
When you decide to involve a well established credit repair company in Birmingham to help you, it saves you time that you can use elsewhere, for instance, with your family or at work, as we deal with the credit bureaus on your behalf.
Flexible and Low Cost Option for Monthly Rentals Achieves Benefits
Regarding affordability, you can rest assured that our credit repair plans are quite affordable given the current state of the economy. We don’t enter into long term commitments but try to provide best and cheapest monthly plans. Our rates depend on the work that is done in every cycle not only in the procurement of credit reports. The basic plan is the most affordable costs.
Check out the following guarantees concerning our credit improvement services:
Don't wait. Call us for a free consultation and credit check now. Our team of dedicated credit repair specialists are ready to develop an exclusive credit repair plan for you, with an aim of raising your credit score in as early as 12-24 months at the lowest cost per month.
It’s high time that you begin your credit repair process within the vibrant city of Miami. Please feel free to contact us at (888) 803-7889 or use the form below:
Faq
1. What are credit repair services in Birmingham?
Credit repair services in Birmingham help individuals improve their credit scores by disputing inaccurate information on their credit reports and providing guidance on managing debt.
2. What services do you offer?
We offer a variety of services, locally in Birmingham. Our services include, credit repair, credit building, credit score review, debt settlement, removal of foreclosure, judgement, bankruptcy, late payments, disputes, inquiries and more.
3. How much does credit repair cost on average?
The cost of credit repair in Birmingham can vary depending on the company you choose and the extent of your credit problems. The credit score cost starting from $49.99.
4. How long does it take to repair credit in Birmingham?
The time it takes to repair credit varies depending on your individual situation and the severity of your credit issues.
5. Is it worth repairing credit in Birmingham?
Yes, repairing credit can be worth it. A good credit score can help you qualify for lower interest rates on loans, such as mortgages and car loans.
6. Are credit repair services in Birmingham legitimate?
Yes, credit repair services in Birmingham are legitimate.
