Credit Repair Services, Debt and Credit Counseling in Bismarck, North Dakota
Do you ever get the feeling that your credit rating is a hindrance and not an asset to your financial health? You're not alone. Poor to fair credit is attributed to individuals with credit scores that are less than 670, and at present, more than 30% of the American population has poor to fair credit. The good news is that in Bismarck and across North Dakota, there are credit repair options that can make a huge difference.
Our credit repair consultants at Credit Repair Ease are licensed professionals who have been assisting people in Bismarck on how to get back their old credit status by eradicating certain negative items. We are fully aware of North Dakota state laws on credit repair/credit utilization and we will ensure that the unlawful entries that you have on your credit history are legally challenged.
Below are the benefits that are associated with using our Bismarck credit repair service.
1. Licensed Credit Repair Consultants
Our credit experts comprise of Certified Credit Consultants (CCCs) who continuously undertake training and education services to enhance client credit status.
2. Custom Game Plan
We build a strategy that is concerted with your specific credit profile and designed to improve your credit.
3. Faster Credit Repair
Our methods are unique to our company and therefore take less time compared to those followed by DIY credit repair companies. We have also been able to manage and expunge bankruptcies and judgments, collections as well as late payments.
4. Transparent Pricing
This is because we have developed a simplified and fair pricing plan with no hidden charges but a flat fee charged on a monthly basis. There will not be any hidden costs which are usually a common thing with other service providers.
5. 100% Legal
We employ state and federal approved methods of amicable dispute resolution to legally challenge and eliminate the negative items from your reports.
This is because there are several credit problems that we can help solve for you as follows:
• Late Payments
• Charge-Offs
• Collections
• Foreclosures
• Bankruptcies
• Judgments
• Repossessions
• Student Loan Issues
• Fraudulent Accounts
• Other Inaccurate Info
The Credit Repair Process
When you retain our Bismarck credit repair services, we’ll work quickly on your behalf by taking the following steps:When you retain our Bismarck credit repair services, we’ll work quickly on your behalf by taking the following steps:
1. Pull Your Credit Reports: First, we will request for your credit reports from three main credit reporting agencies which include Equifax, Experian and Trans Union. This also enables us to have a look at your perceived initial conditions.
2. Identify Issues: After that, you will get a detailed analysis to identify uncorrelated mistakes, errors, and items that are negatively affecting your score.
3. Launch Disputes: We shall right away compose individualized letters of protest supported by proofs that include receipts, bank letters, etc., in order to commence the process of protesting against the negative items.
4. Monitor Progress: While the burets work on each of the dispute claims, you will receive up-to-minute update of the removal of negative items. We will also give copies of new credit reports that we will have prepared for you.
5. Optimize Positive Data: Besides, we do not only challenge and correct the false information that pulls down your scores with the bureaus but also build new good credit that enhances your scores.
You should be able to move from credit damage to credit confidence here in the Bismarck area and we want to assist you with that. Contact (888) 803 - 7889 or visit the links below to get on the path to the credit score you deserve!
Faq
1. What are credit repair services in Bismarck?
Credit repair services in Bismarck help individuals improve their credit scores by disputing inaccurate information on their credit reports and providing guidance on managing debt.
2. What services do you offer?
We offer a variety of services, locally in Bismarck. Our services include, credit repair, credit building, credit score review, debt settlement, removal of foreclosure, judgement, bankruptcy, late payments, disputes, inquiries and more.
3. How much does credit repair cost on average?
The cost of credit repair in Bismarck can vary depending on the company you choose and the extent of your credit problems. The credit score cost starting from $49.99.
4. How long does it take to repair credit in Bismarck?
The time it takes to repair credit varies depending on your individual situation and the severity of your credit issues.
5. Is it worth repairing credit in Bismarck?
Yes, repairing credit can be worth it. A good credit score can help you qualify for lower interest rates on loans, such as mortgages and car loans.
6. Are credit repair services in Bismarck legitimate?
Yes, credit repair services in Bismarck are legitimate.
