Are you currently seeking credit repair services in Cape Coral, Florida? We Can Help
Are you feeling that your poor credit is making you confined? Has a low credit score barred you from securing a loan, getting an improved interest rate or achieving your desired dreams? You're not alone. As per the national surveys, there are more than 30% of the Americans with poor or fair credit ratings.
Fortunately, credit repair is not a myth, there is no secret to it; it will only take time as well as effort. Our professional credit repair team has assisted a variety of clients in Cape Coral by using legal strategies to challenge inaccurate credit reporting, negotiating with credit bureaus and creditors, and offering credit management advice.
Credit repair is the process of restoring the credit system of an individual to a healthy state; it is an essential practice for several reasons:
Credit repair that can be beneficial and effective if one is disciplined and patient while following the plan that has been set down. Here are 5 key benefits our Cape Coral customers have experienced:Here are 5 key benefits our Cape Coral customers have experienced:
1. Better Credit Score: Clients record an average credit score increment of 60-150 points after the completion of our unique process within a duration of 5-7 months. The higher the score the better loan terms a person will be offered on the loan they intend to apply for.
2. Improved Credit Limits – Since good credit score starts from 700, one is able to get the best auto, mortgage as well as credit card interests which will make you save several thousand.
3. Better Purchasing Power – This credit allows the borrower to make big purchases such as property, vehicles, and education that have high value over the long term.
4. Lesser security amount – Sometimes landlords, cellular providers’ and utilities demand some kind of security amount or bond from the clients or users with bad credit. We assist in the prevention or minimisation of these.
5. Flexibility – This is because credit grants you the leeway in aspects such as changing jobs, relocation, handling of emergent financial hurdles, and most importantly, enjoying a comfortable retirement. No longer be slaves to the rhythms of a paycheck.
Here at CreditOlogy, we have developed a three-step credit improvement process that can be utilized to work on your credit rating.
We use a holistic approach to credit repair tailored to your unique situation across 3 phases:We use a holistic approach to credit repair tailored to your unique situation across 3 phases:
Phase one involves credit report analysis where the credit reports of applicants are analyzed to identify their creditworthiness.
- Get a credit report from all the three credit bureaus
- List the inaccurate information that has not been verified, erroneous information and outdated information that has pulled down the score.
- To develop a plan to improve the score, we need to design a roadmap that is more of a customizable plan.
Phase 2 is the Credit Dispute Execution stage which entails the following key activities;
- Legal means should be used to contest doubtful negative items.
- Try to strike a deal to change your payment history with the creditors to a positive one.
- Call for other related measures such as elimination of late payments, collections, bankruptcies, foreclosures, judgements
Phase 3 – Ongoing Credit Maintenance Somerset (2010) mentioned that credit maintenance is a crucial process to ensure that credit policies are properly implemented within an organization so as to improve its performance and profitability.
- It is required to receive the monthly updated credit reports in order to observe its changes.
- It is important to provide financial education in order to enhance money management capability.
- That is – help form ‘positive credit reference’ behaviours that will prevent such errors in the long-term.
- Suggest changes in the utilization rates to aim at credit utilization percentages.
The following are real-life Customer Success Stories of homeowners from Cape Coral, Florida.
Still skeptical whether credit repair service is for you? Read testimonials from some of our Cape Coral customers who have achieved life-changing restorative credit:Read testimonials from some of our Cape Coral customers who have achieved life-changing restorative credit:
“I fell into high- interest cycle of debt due to emergency hospital bills… You have helped to boost my credit by 89 points within four months and helped me to secure a debt consolidation loan that has been saving me over $600 monthly.” – Jennifer S.
“Before, we were new parents with no savings, living pay cheque to pay cheque, and had over $15,000 in credit card debt…in less than a year you assisted in paying down the debt and adding 140 points in total to our credit scores.” – Ryan and Amanda P.
”Your credit repair program was a miracle for me… I am now pre-qualified for first home mortgage with 720 in only 10 months after signing up for credit repair with me having scores in the 400s!” – Philip G.
Click Here to Request Your FREE Credit Check
So if you are willing to enhance your credit score, don’t hesitate and call us at (888) 803 - 7889 to get the free 30 min consultation and credit report check. Credit repair has never been easier We are going to explain your rights and your options in a clear and straightforward manner Our certified credit advisors will review your REPORT with you and help you begin the task of rebuilding your credit for a happier financial future!
Faq
1. What are credit repair services in Cape Coral?
Credit repair services in Cape Coral help individuals improve their credit scores by disputing inaccurate information on their credit reports and providing guidance on managing debt.
2. What services do you offer?
We offer a variety of services, locally in Cape Coral. Our services include, credit repair, credit building, credit score review, debt settlement, removal of foreclosure, judgement, bankruptcy, late payments, disputes, inquiries and more.
3. How much does credit repair cost on average?
The cost of credit repair in Cape Coral can vary depending on the company you choose and the extent of your credit problems. The credit score cost starting from $49.99.
4. How long does it take to repair credit in Cape Coral?
The time it takes to repair credit varies depending on your individual situation and the severity of your credit issues.
5. Is it worth repairing credit in Cape Coral?
Yes, repairing credit can be worth it. A good credit score can help you qualify for lower interest rates on loans, such as mortgages and car loans.
6. Are credit repair services in Cape Coral legitimate?
Yes, credit repair services in Cape Coral are legitimate.
