How to Repair Credit and Significantly Influence Your Financial Standing in Credit Repair Champaign
Would you like to borrow money but worry that you cannot get credit? Have you experienced situations where you were rejected for a loan, a mortgage, or a job because of your credit score? You're not alone. More than thirty million people in the United States are struggling with incorrect information on their credit reports and other mistakes that are pushing down the credit score.
Fortunately, you can do something to change your credit status and make it work for you. Being a fully licensed and bonded credit repair firm, Credit Repair Champaign already has hundreds of success stories from Champaign residents who are in the same boat as you today, eradicating fake credit entries and increasing FICO scores.
5 Reasons to Choose Credit Repair Champaign:5 Reasons to Choose Credit Repair Champaign:
1. Consultation – Our service includes a one-time consultation where you can discuss your financial status with one of our credit experts without making any financial commitment.
2. Legal awareness – Our credit consultants are accredited and possess full legal knowledge on the legal actions allowed on the credit reporting act to challenge and verify wrong credit report information.
3. Experience - Para Tech has successfully deleted over 10k negative items from the credit report of our client, most of whom we have helped to achieve a FICO score of 50-100+ points increase.
4. Unique Service – We write credit dispute letters to accurately match your credit profiles for the best results on the removal of negative, erroneous, outdated, or unsubstantiated information.
5. 100% Satisfaction Guarantee – If you are not satisfied with your service, just let us know within the first 90 days and we will return your money. It is our policy to work on your assignment until we find a satisfactory outcome that you can endorse.
Understanding Credit Repair
Credit history report is a key determinant of credit score and credit rating and hence financing. Regrettably, errors are present in 80% of reports and can have a harmful effect on your credit rating. Nasty surprises: from wrong late payments to the debts that belong to someone else – all of these mistakes can cost you hundreds of points.
It is at this juncture that credit repair becomes useful. According to federal law, credit bureaus as well as your creditors are required to respond within one month of the date of challenge on the report. It has been found that up to 25% of the credit report mistakes in disputes are resolved and are taken off the report for good in the second rounds of the dispute. This means that it is possible to add as well as remove negative items and see the impact on the credit score within 45 to 60 days.
The Credit Repair Champaign 3 Step Process:The Credit Repair Champaign 3 Step Process:
Step 1: Credit Report Check
During the first free consultation session, we perform a thorough analysis of your reports obtained from experian, equifax, and transunion to establish negative items that you can challenge. This includes:
- Late Payments
- Charge-Offs
- Collections
- Foreclosures
- Repossessions
- Medical Debt
Step 2: The regulated credit management professional credit dispute.
Using the services of a high calibre of credit consultant and the utilization of advanced technology, we draft reasoned letters backed by credit law to substantiate and eradicate erroneous records. Items successfully disputed include:
- Tax Liens
- Judgments
- Bankruptcies
- Student Loans
- Medical Debt
- Inquiries
Step 3: Revise and Track Credit
After each successful dispute and removal for the negative items, we will always keep on tracking your credit reports from the three bureaus to avoid reappearance of the items. After we remove the negative items that may be a result of errors in your credit reports, we proceed to offer instructions on how to maintain a good credit status through credit counseling.
Why Wait? Welcome to Credit Repair Champaign Our Services Get in Touch with Us
Do not use credit report mistakes as a way of denying you the credit you need by giving you a raw deal. Being the certified FICO professionals we are equipped with the knowledge, resources as well as the enthusiasm in order to assist in enhancing as well as protecting your FICO score.
For your free credit repair consultation call (888) 803 - 7889 today! Teaming of our professionals is ready to develop your individual action plan.
Faq
1. What are credit repair services in Champaign?
Credit repair services in Champaign help individuals improve their credit scores by disputing inaccurate information on their credit reports and providing guidance on managing debt.
2. What services do you offer?
We offer a variety of services, locally in Champaign. Our services include, credit repair, credit building, credit score review, debt settlement, removal of foreclosure, judgement, bankruptcy, late payments, disputes, inquiries and more.
3. How much does credit repair cost on average?
The cost of credit repair in Champaign can vary depending on the company you choose and the extent of your credit problems. The credit score cost starting from $49.99.
4. How long does it take to repair credit in Champaign?
The time it takes to repair credit varies depending on your individual situation and the severity of your credit issues.
5. Is it worth repairing credit in Champaign?
Yes, repairing credit can be worth it. A good credit score can help you qualify for lower interest rates on loans, such as mortgages and car loans.
6. Are credit repair services in Champaign legitimate?
Yes, credit repair services in Champaign are legitimate.
