Gain Better Credit Score with Expert Assistance in Charleston, SC
Do you ever feel like your low credit score is restricting your freedom? Has credit been a problem in securing loans or credit card or reasonable rates of interest? It is important to highlight that you are not the only person who has to face such obstacles. The credit repair services at Credit Repair Ease are provided by a team of dedicated professionals who understand how credit works and who will assist you to improve your credit score without having to be guided by falsehoods and mere hype.
Over the past 09 years, we have helped the residents of the Charleston area to get the unwanted negative items that were reporting improperly, falsely, or outdated, off their credit reports. There is no one-size-fits-all credit repair solution that can work for everyone; that’s why we offer individualized credit building services and assistance to ensure that your credit was set up correctly from the start. If you are tired of being declined due to credit issues you have no control over, then give us a call for a free consultation now.
Credit reports and credit scores are important for an individual to know when he or she wants to apply for credit.
Your credit reports and scores are used most time by any lender or creditor when they are evaluating your ability to repay credit that you have been offered. Having mistakes or undesirable things on your reports can lower your scores, and this keeps you from getting good rates.
The good news is that under the FCRA, you are entitled to dispute any credit information you believe is incorrect or disputed on your credit reports. We have certified credit consultants, who will assist you in identifying errors in your report, the right ways of writing a dispute letter and making sure that the credit report companies investigate your dispute correctly.
Along with getting your scores boosted by enhancing credit reports, we can also guide you on the most effective ways of handling credit in the future. After reaching out to our team for credit education, you will be in a position to borrow only what you require while avoiding the costly investments such as payday loans or title loans.
Here’s the credit repair plan that we at Solution20 have designed to follow in our mission to help people improve their scores:
At Credit Repair Ease, we take a strategic three-step approach to helping you repair your credit effectively
1. Credit Report Analysis
To start with, you need to request for your credit reports from the three major credit bureaus; Experian, Equifax, and Trans Union. During our one on one consultation where we go through your full reports, we will indicate any items that have caused your scores to be dragged down, which may include, inaccurate, misleading or unverifiable items. Common issues include:
- It considers cases where the payment has been made after the legal period has been exceeded
- This is a list of suggestions of accounts that do not have a believable connection to you.
- Other mistakes consisted of the personal details listed as the wrong status, for example, the closed accounts were listed as “open.”
- This means that the debts arising from identity theft or fraud are not considered to have been incurred through the debtor’s negligence or wrongdoing.
- Canceled balances that should not appear any longer
2. Professional Credit Disputes
In addition, the legal notices that will be written for your case will comprise specific provisions of the FCRA in the dispute letters. It is essential to note that our credit analysts are well equipped in presenting proper disputes that ensure that the credit bureaus undertake the right investigation of the items in dispute. The misguided substances can, therefore, be altered or erased using the disputing approach.
We will also inform you about beneficial strategies for intervention for goodwill, when necessary. On this score, with our direct assistance in disputing the negative items, you can reduce it by a significant degree.
3. Credit Education & coaching on a continuous basis
Last but not least, we offer post-credit counseling that will assist you in the event that you want more credits in the future. We will devise a credit game plan for the following areas: utilization of credit responsibly, punctual payments on credit cards, choice of credit products to build up the scores and many more. If you go with the expert team guiding your credit, there will be a clear idea about how it is going to be further built properly.
If you’re dealing with:
- The rejection of credit or loan requests
- That the insurance cost is high because they score poorly.
- The feeling of embarrassment or frustrates about your credit
- Issues arising from poor credit reputation while applying for an apartment
don’t lose hope! Our Charleston company is an honest credit repair company that has been delivering successful credit repair solutions for over a decade. Contact us via phone number (888) 803 - 7889 or visit our web site and get your free consultation now!
Faq
1. What are credit repair services in Charleston?
Credit repair services in Charleston help individuals improve their credit scores by disputing inaccurate information on their credit reports and providing guidance on managing debt.
2. What services do you offer?
We offer a variety of services, locally in Charleston. Our services include, credit repair, credit building, credit score review, debt settlement, removal of foreclosure, judgement, bankruptcy, late payments, disputes, inquiries and more.
3. How much does credit repair cost on average?
The cost of credit repair in Charleston can vary depending on the company you choose and the extent of your credit problems. The credit score cost starting from $49.99.
4. How long does it take to repair credit in Charleston?
The time it takes to repair credit varies depending on your individual situation and the severity of your credit issues.
5. Is it worth repairing credit in Charleston?
Yes, repairing credit can be worth it. A good credit score can help you qualify for lower interest rates on loans, such as mortgages and car loans.
6. Are credit repair services in Charleston legitimate?
Yes, credit repair services in Charleston are legitimate.
