Getting your credit score repaired in El Monte, CA? We Can Help
We offer services for all those who experienced a situation when they were refused a loan, credit card, apartment, or even a job in El Monte due to bad credit. When it comes to credit repair, no job is too big or small for our El Monte, CA-based full-service credit repair company, and we have been fixing credit for several years now.
From the analysis of the various impacts of bad credit it is evident that bad credit has both direct and indirect effects in the lives of those who have been affected by it.
Bad credit means that you cannot easily borrow money, loans or credit cards and even if you can get them, you pay through the nose in interest repayments, which can amount to thousands more in the long run. For example, reception of mail, making calls might be restricted or even some cell phone companies and utility providers may demand for deposits for those with a bad credit. Hence, they can even hinder your capability to secure a house or even a job since most employers conduct credit checks prior to employment.
Do not allow yourself get rid of financial missteps of the past. You can get professional assistance from our licensed and bonded credit repair specialists to delete negative items that are either fraudulent, inaccurate, outdated, or unverifiable. There is always an opportunity to change the credit report items that we consider unfair or inaccurate under the consumer protection laws; in fact, your credit score can be adjusted dramatically in the space of a few months.
Here we at Reveille, we have designed three steps credit repair process
In the first meeting we go through your credit report in detail to see if there are issues with your credit report that can be removed such as errors, non-compliance and any negative information that can be erased.
Next, we begin to file the complaints on your behalf and supporting the same with some records. It saves you the headache to deal with the whole process on your own; we write unique dispute letters that fit under the laws of consumer protection agreements to make the credit bureaus and lenders obey the laws.
Lastly, the disputes lead to removal of negative items; in this we inform you what was deleted and continue to monitor your credit scores through credit monitoring. Also included is membership into an educational club that assists with how to rebuild and maintain good credit once we have repaired your reports and brought them up to standard.
Accurate: This involves deleting any information that may be false or outdated in the respective records.
Our dispute process focuses on removing negative items that are incorrect or lack proper verification under law, including:Our dispute process focuses on removing negative items that are incorrect or lack proper verification under law, including:
- Failure to pay for your bills when you were timely in making the payments
- Defaulted accounts where you were not able to prove your subsequent payments
- Inaccurate data of individuals and mistakes in name or address.
- Unverified collections accounts that are under the authority of the collector
- Some judgments from lawsuits that you never thought would happen
- The data comprised of bankruptcies that occurred 10 years prior and older.
- Sale of properties which were repossessed by the banks for more than 7 years
- Requests when you used in the past for purchases of loan products but did not apply
- All the other outstanding claims which do not come under the age of 7 years from the date of reporting
If the credit bureaus are unable to justify the accuracy or relevance of an item in the 30-45days required of them by law, they are required to delete the information from your reports. This can lead to massive and rapid score improvements in a relatively short period of time.
Legal Consumer Credit Repair – Is It Safe and Sound?
We do not employ any of the ‘magic bullets’ that some credit repair companies use or attempt to use which may be unlawful or contrary to the law and/or regulation.
Located in the Better Business Bureau accredited, with the A+ rating, we uphold the highest standards in our assistance to clients. We also support our service with probably the best money-back guarantee available in the industry at 100%.
Call our El Monte credit repair lawyers today for a free, no obligation consultation. We will review your present status and inform you with the best possible scores we can boost.
Faq
1. What are credit repair services in El Monte?
Credit repair services in El Monte help individuals improve their credit scores by disputing inaccurate information on their credit reports and providing guidance on managing debt.
2. What services do you offer?
We offer a variety of services, locally in El Monte. Our services include, credit repair, credit building, credit score review, debt settlement, removal of foreclosure, judgement, bankruptcy, late payments, disputes, inquiries and more.
3. How much does credit repair cost on average?
The cost of credit repair in El Monte can vary depending on the company you choose and the extent of your credit problems. The credit score cost starting from $49.99.
4. How long does it take to repair credit in El Monte?
The time it takes to repair credit varies depending on your individual situation and the severity of your credit issues.
5. Is it worth repairing credit in El Monte?
Yes, repairing credit can be worth it. A good credit score can help you qualify for lower interest rates on loans, such as mortgages and car loans.
6. Are credit repair services in El Monte legitimate?
Yes, credit repair services in El Monte are legitimate.
