Rebuild Your Credit Rating with Madison’s Leading Credit Repair Agency
If you are still dealing with bad credit troubles? You're not alone. Today alone over forty-three million people in the United States are facing the problem of having a low credit rating of 650 or below and this affects their ability to borrow loans, credit cards, mortgages, rentals, and even jobs.
The good news? Regardless of the reasons for achieving a poor credit score – timely payment, collections, repossessions, or foreclosures – our Madison credit repair specialists can assist you.
Who We Are
Madison has been receiving credit repair services from Credit Repair Ease for over 15 years, making it Madison’s credit repair specialist. We are here at Credit Repair Service, which was established by John Smith, a certified credit consultant, and we know both the story and the law of credit reporting.
We have experience helping people from all backgrounds:
- As new college graduates, they may have not established a credit history yet.
- Nonresident parents and their children with special reference to debts
- This is true because there are families that have experienced job loss and high medical bills.
- Small business owners who are starting the process of recovery from the bankruptcy
How to regain good credit
The credit repair program implemented at our company is unique and has proven successful for hundreds of Madison residents having increased their credit scores by up to 250 points or even more.
First, we do a copy of your credit report to go through the report to see issues that are ailing your score such as misleading, wrong, or unverified details. This includes:
- Late payments
- Charge-offs
- Collections
- Bankruptcies
- Errors like names/addresses
Our consultants then initiate claims with each bureau together with your creditors. They use such loopholes in consumer credit laws as responding on time to a particular request or verifying some document. More than three-quarters of the contested products are deleted or changed for the benefit of the clients in this process.
This is because to reduce the scores of negative items that you have on your reports, your credit score increases gradually. The average time between the client’s first assessment and the first score increases is 45-60 days.
Coaching That Can Help Establish Permanent Credit Standing
It is equally important to learn how to avoid such pitfalls in the future. Our product is one of a kind because we provide bespoke coaching that will help you establish and then sustain Excellent credit (750+). Our coaches provide guidance on topics like:
- Creating a budget
- Paying bills strategically
- Getting new cheaper sources of funds It is important to ensure that there are new and cheaper sources of funds available for financing the company's activities so that the cost of financing is kept at the lowest possible level.
- safe debt consolidation
- This paper aims to understand more about how payments can be prioritized during hardships.
- The following are some of the most frequent credit mistakes that people should ensure not to do:
That way, it helps you leverage the higher score which can help you reduce the interest rates for significant purchase such as a house or a car.
Affordable for All Budgets
It was rather shocking that most of the credit repair services offered their services at $100 or more monthly fees. Yet Credit Repair Ease was established with the principle that it is everyone’s right to be assisted in eradicating financial blunders in their credit histories.
New clients are welcome to our service; they are privileged to pay 50% off the initial price for the first three months
Service is affordable and no extra charges are incurred. You only pay a fee every month until you see significant improvement in your credit rating.
Let our Madison credit repair consultants view your reports with ease and we do it for free. We shall then recommend a comprehensive set of actions that we could undertake to enhance your credit and the corresponding costs per month.
Speak to (888) 803-7889 to find out your credit report with no obligations. You can get in touch with our specialists on weekdays, which are Monday to Friday between 9 AM and 5 PM for assistance in establishing a good credit history.
Faq
1. What are credit repair services in Madison?
Credit repair services in Madison help individuals improve their credit scores by disputing inaccurate information on their credit reports and providing guidance on managing debt.
2. What services do you offer?
We offer a variety of services, locally in Madison. Our services include, credit repair, credit building, credit score review, debt settlement, removal of foreclosure, judgement, bankruptcy, late payments, disputes, inquiries and more.
3. How much does credit repair cost on average?
The cost of credit repair in Madison can vary depending on the company you choose and the extent of your credit problems. The credit score cost starting from $49.99.
4. How long does it take to repair credit in Madison?
The time it takes to repair credit varies depending on your individual situation and the severity of your credit issues.
5. Is it worth repairing credit in Madison?
Yes, repairing credit can be worth it. A good credit score can help you qualify for lower interest rates on loans, such as mortgages and car loans.
6. Are credit repair services in Madison legitimate?
Yes, credit repair services in Madison are legitimate.