What to Do If You Have Bad Credit in Virginia Beach? We Can Help!
It is no secret that having bad credit makes life hard. It shuts off opportunities like getting credit for loans, acceptance for an apartment, reducing interest rates, or the ability to get a cell phone plan. Are you a Virginia Beach resident who is interested in learning how Credit Repair can assist you in improving your credit?
We are a small credit repair business that offers legal and fast credit fix solutions to those residing within Virginia Beach, Chesapeake, Norfolk, Newport, News, Hampton Roads, and nearby areas.
Why Virginia Beach Residents Should Choose Us for Credit Repair?
For over 15 years, we have helped Virginia Beach residents through many credit challenges and credit related disputes with the three major credit bureaus. Here's what sets us apart from other credit repair companies:Here's what sets us apart from other credit repair companies:
- Crystal Credit is a registered credit consulting company and adheres to all credit related laws.
- Our clients’ credit score experience positive change -60-100+ points in 4-6 months on average.
- The tailored approach ensures both short-term and long-term credit strategies.
- We save you precious time and hassle trying to negotiate with the credit bureaus on your own.
See for Yourself: Proven Credit Repair Results.
For over ten years now, we have been able to delete erroneous, unverified and inaccurate information from credit reports of many other individuals just like you. Items we commonly remove include:Items we commonly remove include:
- Late payments
- Charge-offs
- Collections
- Bankruptcies
- Foreclosures
- Repossessions
- Tax liens
- Judgments
- Defaults
In some cases, we may also be able to help with goodwill gestures, debt validation letters, and bargaining tactics with creditors. It is difficult to state the exact percentage of negative items being removed for each individual but the general rule is an average of 40-50% within 120 days.
Why You Need to Fix Your Credit Right Now!
Here are four compelling reasons why now is the best time to start improving your credit score, regardless of your current score:Here are four compelling reasons why now is the best time to start improving your credit score, regardless of your current score:
1. Better credit history leads to lower rates of interest for credit cards and loans for cars and homes. This simply means that huge amounts of money can be saved over time.
2. I have learned that landlords may request for credit checks and that most of them would only accept a credit score of up to 600 to 650.
3. Potential employers may run credit history prior to offering a job. Having a poor credit history can affect your chances of getting a job and career growth as well.
4. Multiple researches have established that poor credit is correlated to increased car insurance premiums. Getting a better credit score might mean paying $100 or more less each year in loan interest.
The Credit Repair Process: What are the consequences of these distortions?
Improving your credit is a process which cannot happen overnight – that is why we are interested in providing methods which actually work in the long-term, not the short-term, and do not result in nowhere.
When you sign up with us, here is what you can expect:When you sign up with us, here is what you can expect:
1. Credit analysis and report review – We generate a specific roadmap based on your credit profile and needs during your free one-on-one consultation. This includes bringing out big issues we are going to prioritize first.
2. Credit dispute and validation letters- All letters regarding our credit reports are written and sent on your behalf. This includes legally drafting dispute and validation letters incorporating consumer laws as the basis for your argument. We also make sure that the credit bureaus have evidence for each negative item or else it is to be deleted from the reports.
3. Tracking Scores and Guidance – As negative items fall off your credit reports, you are likely to see an immediate increase in your scores. We will also inform you about these changes and provide you with tips to improve your score between the cycles.
4. Continued credit repair – We also offer you free continuing credit repair services for years to maintain your good credit.
Do you Know How to Raise Your Credit Score?
Take charge of your credit today and eliminate the negative impact of bad credit. Here at Virginia Beach Mortgage, we have a rich tradition of serving our community and its residents and homeowners. Our prices are also competitive and we charge affordable packages for consultation. We are open and glad to offer you a free session.
Faq
1. What are credit repair services in Virginia Beach?
Credit repair services in Virginia Beach help individuals improve their credit scores by disputing inaccurate information on their credit reports and providing guidance on managing debt.
2. What services do you offer?
We offer a variety of services, locally in Virginia Beach. Our services include, credit repair, credit building, credit score review, debt settlement, removal of foreclosure, judgement, bankruptcy, late payments, disputes, inquiries and more.
3. How much does credit repair cost on average?
The cost of credit repair in Virginia Beach can vary depending on the company you choose and the extent of your credit problems. The credit score cost starting from $49.99.
4. How long does it take to repair credit in Virginia Beach?
The time it takes to repair credit varies depending on your individual situation and the severity of your credit issues.
5. Is it worth repairing credit in Virginia Beach?
Yes, repairing credit can be worth it. A good credit score can help you qualify for lower interest rates on loans, such as mortgages and car loans.
6. Are credit repair services in Virginia Beach legitimate?
Yes, credit repair services in Virginia Beach are legitimate.
