Let’s face it, we all need a good credit score to get a quality loan — be it a car loan, a mortgage, or some kind of personal loan.
You can repair your credit yourself, but it’s a tedious process. You’ll need to follow rigid timelines, write persistent letters to different credit bureaus, and wrap your head around complicated terms and industry jargon.
Let’s look at Lexington Law Firm’s prices, customer service, and their credit repair process to help you decide whether to sign up for Lex Law’s credit repair services.
Overall Rating (5/5)
Lexington Law Firm Quick Summary
- Familiar with credit laws: founded as a law firm in 2004
- Highly rated customer service
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What is Lexington Law Firm?
For a monthly fee, this law firm can help you better understand your credit score, providing guidance on how to remove inaccurate, unfair items from your credit report.
With the help of Lexington Law Firm, you may be able to remove unjust, misleading, or unverified negative items from your credit history. Is it worth it? Let’s dig deeper to find out.
Lexington Law Firm’s Credit Repair Plan Overview
Lexington Law offers three service levels at three different price points. Before signing up you can get a free credit report consultation with a credit consultant. This consultation could help you decide whether to sign up and which service level to choose:
This consultation could help you decide whether to sign up and which service level to choose:
PremierPlus
Cost: $139.95 per month
- Bureau Challenges/Disputes
- Creditor Interventions
- Inquiry Assist
- ID Theft Insurance
- DebtHandler
- Report Watch Alerts
- TransUnion FICO Score
- Lost Wallet Protection
- Personal Finance Manager
- Junk Mail Reducer
Concord Premier
Cost: $119.95 per month
- Bureau Challenges/Disputes
- Creditor Interventions
- Inquiry Assist
- ID Theft Insurance
- DebtHandler
- Report Watch Alerts
Concord Standard
Cost: $99.95 per month
- Bureau Challenges/Disputes
- Creditor Interventions
- Inquiry Assist
- ID Theft Insurance
- DebtHandler
Lexington Law Reviews & Testimonials
See former client success stories that will help encourage you on your own path.
Get a FREE credit report consultation from Lexington Law Firm
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Lexington Law FAQ
1. How much does Lexington Law Firm charge?
Lexington Law has three plans that range from $99.85 to $139.95 per month.
2. How much does your service cost?
We offer service levels to match every situation and budget, depending on what level of credit repair you need. Currently, our most popular service level is also our most robust, which costs $139.95/month. Learn more about our credit repair services.
3. Does Lexington Law offer a family or household discount?
Yes, Lexington Law will provide your spouse with a one-time 50% discount when you and your spouse sign up for service. Your spouse can take advantage of this rebate when signing up over the phone at 1-888-803-7889 or online using our secure sign-up.
4. How long does Lexington Law take to work?
It depends - everyone’s credit history is different. The amount of time it takes before you begin to see changes or positive improvements on your credit depends on your specific case. That being said, 77 percent of past Lexington Law Firm clients saw their score improve seeing an average 40-point increase over 6 months.*
5. How can I improve my credit?
There are five factors that impact your credit score—payment history, amount of debt, length of credit history, credit mix and new credit. To improve your score, you can pay your bills on time, pay debt down, maintain your current accounts, get different types of credit and avoid applying for new credit frequently.
Overall Rating (5/5)
Lexington Law Quick Summary
- Familiar with credit laws: founded as a law firm in 2004
- Credit Repair Services available in 48 states
- Highly rated customer service